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TESTIMONIALS
Frequently Asked Questions
Is Florida’s tax environment favorable for luxury homeowners?
Yes. Florida’s absence of state income tax is a compelling advantage for high-net-worth buyers seeking to preserve wealth while enjoying an exceptional lifestyle in Tampa Bay.
How long does it take to close on a home?
Most transactions close in 30–45 days. Engel & Völkers South Tampa provides a refined, highly coordinated process designed to keep every milestone on schedule.
What is Tampa Bay's Night life like?
Your Trusted Path to the Closing Table
Avaymaria Brown works hand-in-hand with Cardenas Mortgage Group, a branch of Coast2Coast Mortgage, to guide every client and investor smoothly from offer to closing day. Together, our team brings deep local expertise, financing options for primary residences and investment properties alike, and fully bilingual service in English and Spanish — so nothing gets lost from your first conversation to the moment you get the keys.

Built for Buyers and Investors Alike
Whether you're purchasing your primary residence or growing a rental portfolio, Cardenas Mortgage Group brings options tailored to you — including investor cash-flow (DSCR) loans, self-employed and foreign national programs, and jumbo financing for luxury properties. Backed by a 97% client satisfaction rating and 15+ years of combined experience, they're the financing partner Avaymaria trusts to help her clients and investors close with confidence.









Avaymaria, I can't thank you enough for your knowledge and patience. You were such a pleasure to work with. Thank you for all of your assistance